Punto Banco

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punto bancoOne of the most fun games in the online casino is Punto Banco. Once you play the game you think it’s a bit like Blackjack. But Punto Banco is really more of a game of chance because you have no influence on the outcome. So you can’t decide how many cards are going to be taken. The only similarity is that cards are dealt and points are counted. If you’ve never played the game, it’s a good idea to read up on it first. Especially if you have never played for real money. With our help you’ll be fully prepared to play Punto Banco.

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What is the purpose of Punto Banco?

The object of Punto Banco is to predict the outcome of the game. The game is officially played between the player and the bank. Only you can predict who will win. Is it the bank, the player or is it a draw? Is it Banco, Punto or is it Equality? If you bet on the player or the banker, you get twice your stake. You bet on a draw? Then you win 8 or 9 times your bet. As you can imagine a tie almost never happens in Punto Banco. Before the game starts you have to bet on who you think will win. Then the first two cards are dealt and the game begins.

Betting on the winning outcome

When you play Punto Banco online it’s very simple. You’ll see three boxes on a digital gaming table. They say Punto, Banco and Draw. Punto stands for player and Banco for bank. At the very bottom you see digital chips and at the bottom in the black bar your balance. You can drag the chips towards the slot you want to bet on. You choose Punto, Banco or Equal. Press the play button and the game begins. Betting is really nothing to worry about.

Betting at Punto Banco

Cards are distributed

Once you have placed your bet and pressed play, the first two cards are dealt. Punto Banco is about to begin. The aim is that one of the parties gets as close to 9 points as possible. Theoretically this has to happen in two cards. The croupier deals two cards to the player and two to the banker. If this result does not give a winner, a third card is added. Now the game should be decided. If the game is not decided, it will officially be a draw. Based on your prediction, you win your bet. Or you lose your bet if you predicted wrongly.

How does the scoring work in Punto Banco?

scoring

It is of course handy if you know something about the scoring when you play Punto Banco. The Queen, Jack, King and 10 are all worth 0 points. The rest of the cards have the value shown on them and the Ace is worth one point. So far Punto Banco is relatively simple. But now we’re going to add up the points. The number of points you need to add up is 9 points. You can’t decide this yourself because the croupier automatically deals up to 3 cards and this should give a result.

9 Points

But how does the scoring work? Suppose you have picked an 8 and a 4. In theory you would have 12 points and this is more than the required 9. If you go over the 9, tens are subtracted. In this case your score would be 2 instead of 12. It depends on the score of the croupier whether another card will be drawn to determine the outcome. If the croupier has 8 points, the bank wins.

When will there be a third card?

In theory Punto Banco is decided after the player and the banker have each received two cards. But sometimes the outcome is not yet determined. The croupier can decide, depending on the score, that a third card should be dealt. It can be that only the croupier gets another card or that only the player gets another one. Sometimes you both get a third card. For example, if your score is 0, 1 or 2, you will be dealt another card.

  • At 3 points, the bank receives a 3rd card when the player’s extra card does not make 8
  • Are there 4 points? Banco then takes an additional card if the player does not have 2, 3, 4, 5, 6 or 7 as a 3rd card
  • At 5 points the dealer takes a 3rd card for himself if the player does not have 4, 5, 6 or 7 as an additional card
  • The croupier also receives a third card if he has 6 points and the player’s additional card is equal to 6 or 7 points
Extra card for the player

Is it useful to learn the rules of the game by heart?

Actually it is not necessary to learn all the rules of the game by heart. If you don’t know anything about it you can just play Punto Banco. This may sound strange but this is because you can’t influence the outcome of the game. All you have to do is put money down and watch the game. If you win it will show on the screen and the money will be credited to your account. You don’t have to remember the rules about the third card. This can be quite complicated, especially in the beginning. But because you don’t have to pick up any cards yourself, you can forget all about the rules and start betting.

What are the odds of winning Punto Banco?

Officially you would say that your chances of winning are 50%. This is not quite right because it is theoretically possible that there is a tie. This makes the percentage a bit lower than 50%, even though a tie almost never happens. This is mainly because a third card can be added to the game. So it’s actually not smart to bet on a tie. But because of the rules surrounding this extra card, the banker also has a slightly better chance of winning. This amounts to 1.17%. So there is a very small advantage for the Banco. Many players therefore choose to bet on the banker each round.

Can you use a strategy?

Unfortunately it’s not possible to use a strategy in Punto Banco as you would in Blackjack. So you can’t predetermine which card you should draw in order to win and influence the game. But this doesn’t mean you can’t do something to increase your chances of winning. First of all, it’s a good idea to always bet on the Banco because of its small game advantage. Additionally, you can use a betting strategy to win.

Martingale Strategy

Martingale at Punto Banco

A good example of such a betting strategy is the Martingale. You bet a small amount and if you lose, you double it. You do this every time until you win. If you win, you go back to your initial bet. In theory, you can always win with this type of bet. As long as your budget and the limit at the table allow it. So keep this in mind if you are going to play according to the Martingale strategy. Besides Martingale you can also combine other betting strategies with Punto Banco.

Discover Live Punto Banco

We come across Punto Banco not only as an online casino game but also in the live casino. Of course the experience is completely different. Instead of a computer dealing the cards you see a croupier dealing them live. It is even possible to have a conversation with the croupier through the chat box between bets. This really adds an extra dimension to the game. For the rest you just have to look at the live images to see what the outcome is. In the live casino you will often encounter Punto Banco under a different name, here it is called Baccarat. The principle of the game is the same only with a different name. You don’t have to learn any new rules to play this game.

The different versions of Punto Banco

As we just told you Punto Banco in the Live casino is mostly known as Baccarat. Originally the game was called Baccarat and there are several versions of it. The most common one is of course Punto Banco as a casino game. But there are also two other variations of baccarat, namely baccarat chemin de fer and baccarat banque. .

Baccarat Chemin de Fer

In the French version Chemin de Fer the game is still basically the same as Punto Banco, but the number of players, cards and the bank are different. The banker always moves to the first player to the left of the banker. There are several players in this variant and usually 6 decks of cards are used. To begin with, the deck of cards is offered to all players. The highest bidder starts as the banker. Then the bank is moved on after each round and play continues until only 7 cards remain.

The Baccarat Banque version is very similar to the Chemin de Fer version with the important difference that now not 4 cards are dealt at the start of the game, but six cards. For the rest, the game play is the same as the French version.

Mobile playing

Play Punto Banco from your cell phone

Because Punto Banco is not a game with hundreds of rules to memorize it is a great casino game for your cell phone. Most online casinos have released a special variant for the smartphone. You can place a bet on this without having to think. You only have to think about your bet and you can do it on the bus or in the train.

For playing on your smartphone you do not need a special app or Flash. You can just play the game with an online casino account. Most games nowadays are made with Html 5. This way you can play the games in the internet browser of your phone. This is convenient especially if you prefer not to have a casino app on your phone.

Veelgestelde vragen over Punto Banco

? Where can I find and play Punto Banco?

Many casinos offer Punto Banco. If you want some extra action you should play Punto Banco in a Live Casino. This offers the experience of a real casino while you sit comfortably on the couch at home. However you may not come across the name Punto Banco. The game in the live casino is usually called Baccarat. Exactly the same, same rules, but a different name.

? How can I bet on Punto Banco?

When you play Punto Banco you have three different choices of betting. You can choose to bet on banco, punto and equal. Does Punto win? Then you get two times your bet back. Similarly if Banco wins, you get twice your bet. But if it’s a draw? You can win 8 or 9 times your bet. Do you want to win the most? Then naturally choose Equality. But beware, the house advantage is also the biggest here. The chance of a draw is therefore very small. So you just want to win? Choose either Punto or Banco.

? When do you win at Punto Banco?

Actually quite simple: if you have the most points. Have you, as a player, been dealt two cards and immediately have 8 or 9 points? Then there is a good chance that you will win Punto Banco. Of course, it could be that the banker has 8 or 9 points immediately. Then you have lost. Do you have 5 or less points? Then there may be a third card. Does banco now have 6 or 7 points, and does Punto now have 5 points? Then the bank still wins.

? Do I have better odds of winning at Punto Banco if I use a strategy?

Punto Banco is a casino game to which you can also apply your own strategy. Although a large part of the game is just luck, there is one part that you do have control over. You can use a betting strategy. This way you can increase your chances of winning, provided you know the rules well of course.